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Providing all residents of Palau better access and choice of health care services

MSA Beneficiaries

MSA Beneficiaries are designated individuals with access to funds from an individual's MSA account. You may enroll your MSA beneficiaries at the Social Security Administration's Office. Kindly provide Social Security Numbers of all your beneficiaries upon enrollment.

Family dependents of insured workers/employees (including non-working spouse and children under the age of 18) are covered as beneficiaries of the insured person’s MSA and by the PHI. For the disabled and the elderly (aged 60+), enrolment with the PHI is automatic with premiums paid from government subsidies based on the mean annual remuneration of all paying members.